PRIVACY POLICY

Effective Date: 1st January, 2026

1. Information We Collect

We collect:

• Name, email, phone number
• Billing information
• Business-related data for service delivery

2. How We Use Information

We use data to:

• Provide and improve services
• Process payments
• Communicate with users
• Run marketing campaigns

3. Data Sharing

We do NOT sell personal data.
We may share data with:

• Payment processors (e.g., Stripe, Payoneer, Wise)
• CRM platforms
• Legal authorities if required

4. Data Security

We implement reasonable security measures to protect your data.

5. Cookies

We may use cookies for analytics and tracking.

6. User Rights

Users may:

• Request access to their data
• Request deletion
• Opt out of marketing

7. Data Retention

We retain data only as long as necessary for business or legal purposes.

🔁 CANCELLATION POLICY

• Clients may cancel services anytime with written notice
• Subscription cancellations take effect at the end of the billing cycle
• No refunds for unused time

⚖️ ACCEPTABLE USE POLICY

Users must NOT:

• Use services for spam, fraud, or illegal activity
• Violate intellectual property rights
• Abuse system resources

Violation may result in immediate termination.

📩 CONTACT INFORMATION

Company Name: Growth Subtotal
Email: asif@growthsubtotal.com & Support@growthsubtotal.com
Website: Growthsubtotal.com Growthsubtotal.uk