TERMS & CONDITIONS

Effective Date: 1st January, 2026

Company: Growth Subtotal

1. Overview

Growth Subtotal (“Company”, “we”, “our”, “us”) provides digital services including but not limited to digital marketing, website development, CRM setup, and SaaS-based CRM subscriptions. By accessing our services, you agree to these Terms.

2. Services

We offer:

Digital marketing services
Website design & development
CRM setup and automation (including Go High Level)
Subscription-based CRM access

We reserve the right to modify or discontinue any service at any time.

3. User Responsibilities

You agree to:

Provide accurate information
Not use our services for illegal or fraudulent activities
Not resell or misuse CRM access without authorization

4. Payments & Billing

Payments may be one-time or subscription-based
Subscription services are billed monthly unless stated otherwise
Late or failed payments may result in service suspension
Prices are subject to change with prior notice

5. Intellectual Property

All content, systems, and materials created by Growth Subtotal remain our property unless otherwise agreed in writing.

6. Third-Party Tools

We use third-party platforms (e.g., CRM systems). We are not liable for outages or issues caused by these providers.

7. Limitation of Liability

We are not liable for:

Loss of revenue or profits
Business interruption
Third-party platform failures

8. Termination

We reserve the right to terminate services if:

Terms are violated
Payment is not made
Abuse or misuse is detected

9. Governing Law

These Terms shall be governed by applicable international commercial laws and the laws of [Your Jurisdiction].